Roadmap Notice: This outlines our long-term vision. We are actively working towards implementing these capabilities, but they are not fully available in the current release.
Core Concepts
Agent-Native Infrastructure
Our vision for the future of Wallet-as-a-Service
The idea is to evolve our Wallet-as-a-Service platform beyond being just a financial API into an agent-native financial infrastructure. Instead of wallets only exposing traditional REST endpoints for developers, every wallet would expose secure, governed capabilities (or “ports”/tools) that AI agents can discover and invoke on behalf of users.
These capabilities could include actions like checking balances, transferring funds, paying bills, creating savings goals, issuing virtual accounts, or freezing wallets. The key difference is that every capability is wrapped in governance—permissions, user consent, approval workflows, spending limits, compliance checks, audit logging, and risk policies—so external AI agents can safely execute financial tasks without businesses having to build those controls themselves.
This positions us well for an AI-first future where businesses are increasingly building agentic products for their own customers. Companies can either connect their own AI agents (or future AI operating systems) to these wallet capabilities, or use a built-in AgentOS provided by our platform out of the box.
Rather than simply offering wallet infrastructure, we’d be providing a trusted financial execution layer that allows AI systems to automate real financial workflows safely and compliantly. In other words, we’re not building AI into wallets—we’re building wallets that are designed to be secure execution environments for AI agents.
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